Wednesday, November 21, 2007

When Phishers Don't Proofread...

I got the attached email this morning:

Dear Beneficial Savings Bank Client,

This is an official notification from Beneficial Savings Bank that the service listed below will be deactivated and deleted if not renewed immediately. Previous notifications have been sent to Billing Contact assigned to this account. As the primary contact, you must renew the service listed below or it will be deactivated and deleted.

Renew Now your Beneficial Savings Bank Bill Pay Services.

If you are not enrolled to Web Branch, please enter your checking account number as User ID and Social Security Number as Password.

SERVICE: Beneficial Savings Bank Bill Pay Services.
EXPIRATION: November 31, 2007

At Beneficial Savings Bank we are dedicated to providing you with exceptional service and to ensuring your trust. If you have any questions regarding our services, please check the website or call our customer service.

Thank you, sincerely,
Beneficial Savings Bank Customer Center

First of all, the fact that they used a generic "dear client" greeting, instead of my name, would be a tipoff that something's not right.

Second of all, the fact that I haven't GOT an account with them is a pretty big red flag.

Third, while they're saying "your service will be deactivated and deleted if not renewed immediately" in one paragraph, in the next paragraph they're telling me what to do if I'm not enrolled in Web Branch. (Just enter some personal identifying information. Yeah, right.) Um, if I'm not enrolled in Web Branch, there's nothing to for me to renew, nor is there anything for them to deactivate or delete.

Fourth, get a load of that expiration date. Thirty days hath September, April, June... and apparently November has a Leap Day this year. I'll mark my calendar accordingly.

Last, "Thank you, sincerely," is not the sort of closing I'd expect to see from a REAL official notice from a bank.

Fargin' crooks. I hope their computers blow up.

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